Defined Contribution Investment Strategy
What is Defined Contribution Investment Strategy?
Defined contribution (DC) investment strategy and consulting helps plan sponsors design investment programs for their defined contribution plans that engage participants to help them achieve their retirement goals. Our consultants partner with you to select investment options for your DC plans and monitor fund managers.
What are the Advantages of Defined Contribution Investment Strategy?
Plan sponsors face many challenges, including changing regulations, volatile markets and low participant engagement. Organizations need investment solutions that address these challenges in the way that’s right for them — from traditional investment advisory consulting to full outsourcing. Aon delivers customized investment solutions paired with a strong governance framework to help ensure that each client and committee operates their plan effectively and delivers improved outcomes for their participants.
Defined Contribution Advisory and OCIO Services
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Scale and Flexibility
Scale and flexibility of investment managers
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Fiduciary Oversight
3(38) fiduciary oversight
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Target Date Funds
Custom target date funds
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Core Funds
Custom core funds (white labeled funds)
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Stable Value
Stable value research
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Ratings
Managed account ratings
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Benchmarking
Fee benchmarking and negotiation
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Compliance
Plan compliance and operations
How Aon Can Help
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QDIA Consulting
We have a dedicated team that focuses on plan-specific analytics to assist sponsors with selecting the appropriate QDIA. We conduct and document deep-dive product reviews and provide ratings for target date funds and managed accounts.
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Innovative Capabilities
Aon utilizes proprietary analytics to measure individual investment efficiency at a participant level to help inform committee decisions. We can help sponsors assess retirement readiness through a DE&I lens. We also offer retirement income research and rated managers.
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Plan Governance, Design and Operations
Aon helps committees build a solid governance structure and ongoing fiduciary practices to ensure their DC Plan operates within ERISA requirements. This includes committee charters, vendor management, fee and services negotiations, compliance calendars, committee meeting agendas and meeting minutes. We also conduct operations audits.
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Outsourced Chief Investment Officer
An outsourced chief investment officer (OCIO) ensures that a DC plan gets access to high-quality, low-cost investments within a strong governance framework.
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Pooled Employer Plan Solution
The Aon pooled employer plan (PEP)1 provides the highest level of fiduciary services. We leverage economies of scale with the potential to lower investment management and recordkeeping fees. The PEP gives sponsors access to state-of-the-art features that may require more work for individual employers and fiduciary committees to assess and access independently.
1Aon's PEP services are provided by Aon Consulting Inc., an AIUSA affiliate. AIUSA serves as the ERISA 3(38) investment advisor to the PEP.
Product / Service
Pooled Employer Plan
